| AUDIT CERTIFICATE |
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| We have examined the foregoing Balance Sheet of the Beawar Urban Co-operative Bank Ltd., Beawar at 31.03.2008 and Profit & Loss Account for the year ended on that date with accounts: |
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These financial statements are the responsibility of teh Co-operative Society. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in India. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes, examining on a test basis, evidence supporting the amounts and disclosure in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by Co-operative Society as well as evaluating the overall financial statements presentation. We believe that our audit provides a reasonable basis for our opinion.
The financial statements prepared are in comformity with the accounting principles generally accepted in India. |
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In my opinion subject to our Audit Report and memorandum of changes enclosed herewith the Balance Sheet is a full and fair one, containing all the necessary particulars and is properly drawn up so as to exhibit a true and correct view of the affairs of teh Bank, according to the best of our information and explanation given to us and as shown by the books of teh Bank. |
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Where we have called for any explanation, such explanation and information have been given to us and have been found satisfactory. |
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The Transactions of the bank which have come to our notice have been above within the competence of teh Bank. |
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The return received from the Bank have been found adequate for the purpose of our audit. |
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The Profit & Loss account shows a true Balance of Profit for the year concerned by such account, subject of our Audit Report and memorandum of changes enclosed herewith. |
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In our opinion, the Balance Sheet and Profit & Loss account are drawn up in confirmity with the law. |
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In our opinion, Books of account have been kept by bank as required by law. |
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For: Ajay R Sharma & Associates |
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Chartered Accountants |
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-Sd- |
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(Ajay Sharma) |
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F.C.A. |
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Mem. No. 079309 |
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