| |
|
|
|
|
| BEAWAR URBAN CO-OPERATIVE BANK LTD., BEAWAR |
| "The Third Schedule" (See Section 29) |
| Form A |
| Balance Sheet (As on 31st March 2008) |
|
|
|
|
|
| 31-03-2007 |
|
CAPITAL & LIABILITIES |
31-03-2008 |
| 10000000.00 |
1 |
CAPITAL: |
10000000.00 |
| |
(i) |
Authorised Capital |
|
| |
|
|
Shares of Rs. 100/- each |
|
| |
|
|
Shares of Rs. ....../- each |
|
| 5000670.00 |
(ii) |
Subscreibed Capital |
7183070.00 |
| |
|
|
Shares of Rs. ....../- each |
|
| |
|
|
Shares of Rs. ....../- each |
|
| |
(iii) |
Amount Called up on ....... Shares of Rs. ....... Shares of Rs. ......... Each less calls unpaid of (iii) above, held by |
|
| 5000670.00 |
|
(a) |
Individuals |
7183070.00 |
| |
|
(b) |
Co-operative Institutions |
|
| |
|
(c) |
State Government |
|
| |
2 |
Reserve Fund and Other Reserves |
|
| 2433256.00 |
(i) |
Statutory Reserve |
3330019.00 |
| |
(ii) |
Agricultural (Credit Stabilization fund) |
|
| 4107215.00 |
(iii) |
Building Fund |
4437215.00 |
| 120000.00 |
(iv) |
Divident Equalization Fund |
120000.00 |
| |
(v) |
Special Bad Debts Reserve |
|
| 403482.00 |
(vi) |
Bad and doubtful Debts Reserve |
492540.00 |
| |
(vii) |
Invertment & Depreciation Reserve |
1424000.00 |
| 520000.00 |
(viii) |
Other Funds and Reserves |
1050000.00 |
| 2645000.00 |
|
NPA Provision |
2739709.00 |
| 165200.00 |
|
Standard Assets |
405200.00 |
| 20070.00 |
|
Charity Fund |
20070.00 |
| 65383.00 |
|
Co.Op. Edu. Fund |
83296.00 |
| |
|
Entrance Fees |
|
| 115139.00 |
|
Employ Welfare fund |
115139.00 |
| 231347.83 |
|
General Reserve Fund |
245393.83 |
| |
3 |
PRINCIPAL/ SUBSIDIARY STATE PARTNERSHIP FUND ACCOUNT |
|
| |
|
For Share Capital of: |
|
| |
(i) |
Central Co-operative Banks |
|
| |
(ii) |
Primary agricultural Credit Society |
|
| |
(iii) |
Other Societies |
|
| |
4 |
Deposits and other accounts |
|
| |
(i) |
Fix. Dep. (KDR, FDR,MIP,RD,MD,S.Sec) |
|
| 62830242.00 |
|
(a) |
Individuals** |
104796441.00 |
| |
|
(b) |
Central Co-operative Banks |
|
| 2792443.00 |
|
(c) |
Other Societies |
3128000.00 |
| |
(ii) |
Saving Bank Deposits |
|
| 23058281.95 |
|
(a) |
Individuals** |
22405913.26 |
| |
|
(b) |
Central Co-operative Banks |
|
| 692902.77 |
|
(c) |
Other Societies |
1332809.44 |
| |
(iii) |
Current Deposits |
|
| 15505255.00 |
|
(a) |
Individuals** |
16659192.98 |
| |
|
(b) |
Central Co-operative Banks |
|
78963.00 |
|
(c) |
Other Societies |
408345.00 |
| |
(iv) |
Money at call and short notice |
|
| 5518677.07 |
5 |
Borrowings: |
131929.00 |
| |
(i) |
From the Reserve Bank of India (the National Bank) State/ Central Co-operative Bank |
|
| |
A |
Short-term loans, Cash, Credits and overdrafts |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities@ |
|
| |
(B) |
Medium Term Loans of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(C) |
Long Term loans of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(ii) |
From the State Bank of India |
|
| |
(A) |
Short terms loans, Cash, Credits and overdrafts of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(B) |
Medium Term Loans of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(C) |
Long Term loans of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(iii) |
From the State Government |
|
| |
(A) |
Short terms loans, Cash, Credits and overdrafts of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(B) |
Medium Term Loans of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(C) |
Long Term loans of which secured against |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ |
|
| |
(iv) |
Loans from other sources (Source and security to be soecified rule) against FDR |
|
| |
6 |
Bills for Collection |
|
| |
|
Being Bills |
|
| |
|
Receivable |
|
| |
|
As per contra |
|
| |
7 |
Branch Adjustment |
|
| 2839580.00 |
8 |
Overdue Interest Reserve |
3941962.00 |
| 6404448.00 |
9 |
Interest Payable |
8164601.00 |
| |
10 |
Other Liabilities |
|
| |
(i) |
Bills Payable |
|
| 57302.00 |
(ii) |
Unclaimed dividents |
161847.00 |
| |
(iii) |
Suspense |
|
| |
(iv) |
Sundaries |
|
| |
a |
Share Applied |
|
| 10000.00 |
b |
Cont. Liab. |
10000.00 |
| 1091103.88 |
c |
Other Assets (Prov) |
1091103.88 |
| 148356.00 |
d |
Prov. for Dividend Yr. 2004-05 |
|
| 309327.00 |
e |
Prov. for Dividend Yr. 2005-06 |
|
| 219662.00 |
f |
Pay Order |
283387.00 |
| 256332.06 |
g |
Sundry Creditors |
716614.06 |
| 2013.00 |
h |
TDS |
10357.00 |
| |
11 |
Profits and Loss |
|
12850.41 |
|
Profits as per last balance sheet loss apropriations |
9797.34 |
| 1791286.93 |
|
Add profit for the year brought from the profit & loss account |
2436546.04 |
| |
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 31-03-2007 |
|
|
PROPERTY & ASSETS |
31-03-2008 |
| 1671032.47 |
1 |
Cash: |
2359341.71 |
| |
|
In Hand and with Reserve Bank (National Bank) State Bank of India. State Co-operative Bank and Central Co. Bank |
|
| |
2 |
Balance with Other Bank |
|
| 3580628.99 |
(i) |
Current Deposits |
5589054.05 |
| |
(ii) |
Saving Bank Deposits |
|
| 44201173.29 |
(iii) |
Fixed Deposits |
57134101.49 |
| |
3 |
Money at Call and Short Notice |
|
| |
4 |
Investments |
|
| 11869262.00 |
(i) |
In Central and State Govt. Securities (at book value) |
11740262.00 |
| |
|
Face Value Rs. |
|
| |
|
Market Value Rs. |
|
| |
(ii) |
Other Trustee Securities |
|
| 1000.00 |
(iii) |
Shares in Co-operative Institutions other than iun item (5) below |
1000.00 |
| |
(iv) |
Other Investment (to be specified) |
|
| |
5 |
Investment out of the principal subsidiary state partnership funds |
|
| |
|
In Share of : |
|
| |
(i) |
Central Co-operative Banks |
|
| |
(ii) |
Primary Agricultural Credit Societies |
|
| |
(iii) |
Other Socities |
|
| |
6 |
Advances: |
|
| 53367257.30 |
(i) |
Short Term Loans, Cash Credits, Overdrafts and bill discounted of which secured against: |
70514629.98 |
| 2680407.00 |
|
(a) |
Government and other approved securities |
3485180.00 |
| |
|
(b) |
Other tangible securities @ of the advances, amount overdue from individuals of teh advances amount overdue considered bad and doubtful of recovery |
|
| 16240228.72 |
(ii) |
Medium-Terms Loans of which secured against: |
27307291.72 |
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ of the advances, amount overdue from individuals of teh advances amount overdue considered bad and doubtful of recovery |
|
| |
(iii) |
Long Term Loans of which secured against: |
|
| |
|
(a) |
Government and other approved securities |
|
| |
|
(b) |
Other tangible securities @ of the advances, amount overdue from individuals of teh advances amount overdue considered bad and doubtful of recovery |
|
| 2839580.00 |
7 |
Interest Receivable of which overdue considered bad and doubtful of recovery. |
3941962.00 |
| |
8 |
Bills Receivable being bills for collection As per contra |
|
| |
9 |
branch adjustment |
|
| |
10 |
premises less depreciation |
|
| 697350.00 |
11 |
Furniture and Fixtures less Depreciations |
631890.00 |
| |
12 |
Other Assets |
|
| 4400.00 |
|
Telephone Security |
4400.00 |
| 146208.25 |
|
Stationery in Stock |
182399.00 |
| |
|
Library |
|
| 12700.00 |
|
Suspense |
|
| |
|
Electric Security |
1850 |
| 560000.00 |
|
Sundry Debtors/ Adv. Income Tax |
1140000.00 |
| 483457.00 |
|
Intt. Accured in Bank F.D. |
2210032.00 |
| |
|
Premium Paid on GOI |
|
| 1091103.88 |
|
Other Assets |
1091103.88 |
| |
13 |
Non Banking Assets Acquired in satisfaction of claims |
|
| |
|
(Standing mode of valuation) |
|
| |
14 |
Profit & Loss |
|
| |
|
(to be specified) |
|
| |
|
|
|
| |
|
|
|
| |
|
|
|
| Sd- |
Sd- |
Sd- |
Sd- |
| Manish Gupta |
Narendra Dubey |
Madhusudan Vyas |
Ramesh Acharya |
| Chief Executive Officer |
Vice-Chairman |
Director |
Chairman |
| |
|
|
|
| |
|
For: Ajay Sharma & Associates |
| |
|
Chartered Accountants |
| |
|
|
|
| |
|
Sd- |
| |
|
(AJAY SHARMA) |
| |
|
F.C.A. |
| |
|
Mem No. 079309 |
| |
|
|
|
